When it comes to the risk control of the auto loan industry, everyone will think of the gps temperature monitoring device commonly used by industry people. Yes, with the gradual expansion of the development of the auto credit industry in the market, gps temperature monitoring device is widely used. As a risk control "artifact", everyone's understanding of it almost stops at positioning monitoring, and as a professional auto finance service provider, the auto credit industry provides far more than a locator so simple.
In order to solve the problem of how gps temperature monitoring device can help many enterprises in the automotive credit industry achieve good risk control, it starts with the five major services of GPS operators.
First of all, professional car loan GPS operators will have a function to help evaluate. General GPS operators have their own big data platform, based on the analysis of big data to evaluate the program, so as to help auto credit companies to screen customers' application materials. In this initial step, you can screen out some customers with bad credit.
Second, create a blacklist. Car loan GPS operators will analyze big data, not only to screen customers, eliminate some bad credit people, but also to establish a blacklist library. Once this blacklist database is established, for companies in the auto credit industry, they only need to enter the database to compare the customer information submitted for review, and they can know whether the user is worth cooperating with. This has also prevented many incidents of loan fraud and loan evasion.
Third, repeatedly identify bad users. Some people say that it does not matter to build a blacklist database, as long as the information is changed and fake. Otherwise, the car loan GPS operator will archive all aspects of the model matching for customers in the blacklist database by establishing a model matching mechanism to avoid them using the modified new identity for illegal operations.
Fourth, own alarm system. The above are risk avoidance before the transaction, while the alarm system is real-time risk monitoring after the transaction. Once the owner is suspected of illegal operations, the auto credit company can receive the alarm information through the platform, so as to follow up the relevant judgment and processing in a timely manner. The vehicle's driving track, staying position, and many other details are the scope and object monitored by the gps temperature monitoring device.
All the risk prevention measures are to prevent opportunistic criminals, the real purpose is to supervise the role, and hope that the owners can form a good cooperative relationship with the credit company. Only when both sides respect each other can we have better business relations.
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